Unsure how to balance spending now and saving for later?

Anxious that you don’t yet have a system for managing your spending? 

Tired of not being on the ‘same page’ with your partner around money?

Ready to take charge of your finances?

I’ve got you. Here’s how it works…

  • "My partner and I both come from challenging backgrounds when it comes to money. We knew we needed to sort out things like savings, retirement, and our distribution of expenses, but we were apprehensive to broach the topic at all. We booked a Financial Clarity Intensive with Emily Gowen and immediately wished we had done it sooner! Emily demystified and defanged our finances for us. By the end of the call, we were clear about our mutual goals, our budget, how much to save for retirement, who pays for what in our household, and even how my small business should operate financially. It’s been over a month since our Intensive, and we still talk about that meeting pretty often. It transformed our personal relationships to money, and as a couple, it increased our feelings of agency and optimism for the future. Emily’s kindness, sense of humor, and clear approach were key to all of that. Her relatability and vulnerability made her a guide we could trust to aid and support us. If your finances are freaking you out, let Emily scare away the monsters under the bed and show you the way through. I can’t recommend her enough. "

    Caitlin, Portland OR

  • "Working with Emily was one of the best things my partner and I have ever done. She was able to totally transform our relationship with our finances very quickly and easily. We went from feeling stressed out and having no clue where our money was going every month, to being confident, stress-free and in total control. I absolutely recommend her to anyone who doesn't already have a stress-free, confident and FUN relationship with their income and expenses. It will change your life, no exaggeration!"

    Erin G., , Princeton, MA

  • "Emily was incredibly warm, welcoming and practical! My husband and I came to her looking to organize our joint bank account and do some future planning/get a read on our current situation. Her advice was sustainable, functional, and down to earth. Emily helped us to map out our future financial plans so that we could start really saving our money for the things we wanted. We've already saved a lot of money using her advice! We will definitely be using her services again and would recommend her to anyone looking for a friendly, down to earth person to talk about money with."

    Gabby R., Portland, Oregon

  • "Emily is the best! She never made us feel bad about what we didn't know or hadn't yet done in terms of our finances. I have already recommended her to several friends and colleagues. It is totally worth the cost to work with Emily and you will definitely make that money back in terms of what you save. I feel so much more on top of our finances. I have a better sense of how much money we actually have and I know that I'm planning for future expenses."

    Catherine, Portland, OR

PHASE ONE

Financial Clarity Intensive

This Intensive will help you: 

  • Gain clarity on your financial picture as a whole and identify clear action steps to streamline your money-flow and make money easier

  • Create a Sustainable Spending Plan that includes what you most value in life as well as clear debt repayment and savings plans

  • Make clear agreements with your partner about what expenses you want to share and how you will manage your money to achieve your shared goals

You will learn how to: 

  • Use principles of money management that will lead to greater success and prevent hiccups in the future

  • Answer strategic questions such as how much of a home you can afford, how much you want to invest in your future, or how to fund specific savings goals that are important to you

  • Use credit cards to your advantage and maintain a high credit score

The Intensive Includes:

  • A private website with helpful videos and worksheets to guide you through the prep work for our 1:1 session. 

  • A mini-course with videos and handouts on sharing finances with your partner

  • A 2-hour virtual session with me to support you in creating your Sustainable Spending Plan and answer your burning questions around personal finance. 

  • Concrete action steps to move you forward, and one week of email follow-up support. 

This process begins before we meet:

We’ll gather the information and questions from you that we'll need to create a roadmap to your goals. The prep work is due 48 hours before our first appointment so that I have time to review it and prepare to make our time together as productive as possible. 

This work is invaluable at any point in your life, and can be especially useful when going through a transition such as a new job, having a child, getting divorced, or deciding to merge your finances with your partner. 

Right now we have a waitlist for 1:1 coaching- Ready to make progress right away?

"I feel less fearful and like I'm hiding from things, and more engaged and knowledgable. I actually enjoy paying my bills now too because I know I have the money set aside."

Catherine, Portland, OR

PHASE TWO

3 Months of 1:1 Coaching

Do you want to calmly and confidently manage your money (with your partner)?

Let’s dial-in your finances and transform your relationship with money, for good.

As a result of the 3-Month Program you will:

  • Enjoy spending now while saving more than ever

  • Make managing your finances as easy as possible by simplifying your cash flow

  • Build the habits that will lead you to where you want to be 1, 5 and 10 years from now.

This is a good fit for you if: 

  • You are committed to changing your relationship with money for the better

  • You know that through consistent action, change is possible!

  • You are ready (and excited?) to create new habits and actively guide your finances.

What’s Included? How does this work?

This program includes:

  • Emily building out your budgets for you in your new tracking system before your first session.

  • 7 one-on-one meetings with regular communication and support in-between sessions.

  • Going over your real-time cash flow in each session, solidifying what you want your money to do for you.

  • Making your money and what-it’s-for as concrete as possible so that it takes less time to make decisions about spending and saving.

  • Teaching you a system you can use to manage your money for the rest of your life, that is the most intuitive, realistic, and successful one we know of.

Questions you may have:

  • Coaching helps you gain control of your money faster by having accountability and support in implementing your new plan for your money.

    Financial struggles are not solved in one day, just like health and fitness habits are not solved in one personal training or nutrition session.

    Ongoing coaching supports you in:

    • Embodying your new identity of someone who is good with money

    • Maintaining an organized system for making financial decisions with confidence

    • Actually looking forward to managing your personal, joint, or business finances

    • Creating lasting changes in your habits with money. 

    I am confident my clients save far more money than they invest in coaching, and continue to do so year after year.

    This work is the best solution for someone experiencing fear, shame, anxiety, or frustration with money, because you’ll start taking action toward a different future right away, and continue moving towards it with support.

  • Don’t worry - Doing the deeper work around your relationship and beliefs around money is almost inevitable while tackling the day-to-day reality of it head-on. We will:

    • Create a safe space to share what comes up for you around spending and saving money

    • Identify roadblocks or obstacles you may have to enjoying your money

    • Determine clear action steps you can take to move past those hurdles

    Financial coaching is not without vulnerability; in fact, tears and emotions are welcome in my sessions. If issues surface that are beyond my wheelhouse of expertise, I will refer you to another professional or perhaps therapist who can support you in working through them.

  • My business is not only here to serve cis, hetero folks- all are welcome!

  • I only onboard two new clients per month into 1:1 coaching so that I know I’m giving you all the support you need for success! This means that there can be a short wait between your Financial Clarity Intensive and starting our 3-month program. However, I make sure to provide clients with clear action steps to start moving forward and prepare for our work together in the meantime. If you know you need 1:1 support, I recommend getting your Intensive on the books so that you can secure your spot.

Investment: $2500
payment plans available.

*If one of you is self-employed, our business coaching program is $3500.

Our 3-Month Coaching Program Provides:

  • Accountability & grace from a sharp, practical and kind financial guide.

    Michael said, “One of Emily's greatest gifts as a Financial Coach is her ability to be practical, logical and mathematical while simultaneously also being caring and compassionate. She is authentic, direct, sincere, kind and honest around the complex topic of money and whatever it may bring up for her clients.”

  • Sleeping well at night knowing your money is taken care of with a thorough, holistic spending plan that leads to what you most want and value in life.

    Sahar said, “I sleep well at night now, because my money is organized and I know exactly what it needs to do, to support the lifestyle I want.”

  • A welcoming and non-judgmental space to learn about money, gain control over it and manage it with confidence.

    Jennifer said PDX Money Coaching provided “a safe and knowledgeable space to create realistic systems in both my personal & business finances.”

  • Better communication with my spouse and momentum toward our shared goals.

    Autumn said, “while we used to cringe at the thought of not only devising a budget, but sticking to it, Emily gave us the tools we needed to make budgeting (dare I say it?) fun.”

Client Testimonials

 

 

PHASE THREE

Ongoing Support Beyond the 3-Month Program

Don’t worry- We know it often takes more than 3 months to tackle your finances and feel awesome about your everyday spending and savings decisions. We offer ongoing coaching to provide you with the accountability and support you need to keep hitting your goals- and to create new ones you may not have thought were possible.

  • For clients who have already completed the Foundations Coaching Program

  • Continues your progress with regular meetings, shared documents and accountability

  • Includes email support between meetings

"Jessie and I just wanted to reach out and thank you for the coaching we started with you last December. Yesterday we finished paying off ALL of the debt that we had a year ago!!

We are thrilled to be debt-free, and can't wait to plan our budget for next year and continue working towards goals together. Thank you again for helping us create this great system, it's had a huge impact on our lives!"

Ruth & Jessie Bond, Portland, Oregon

Ready to talk  about whether Financial Coaching is the next best step for you?